Review FXFlat

Established in 1997 and headquartered in Ratingen, Germany, FXFlat is a versatile online broker offering extensive trading options. The platform supports trading in forex, CFDs, stocks, options, futures, bonds, and ETFs, providing access to over 135 exchanges worldwide. Regulated by the Federal Financial Supervisory Authority (BaFin), FXFlat ensures high standards of safety and reliability.

Recommended to:

FXFlat is recommended for both novice and experienced traders seeking a comprehensive trading platform with access to a wide range of financial instruments and markets. The platform offers webinars, video tutorials, and a trading academy, which can be very helpful for those new to trading.


  • No inactivity fees
  • Variable payment methods options
  • Good range of research and educational tools


  • Minimum deposit required
  • Market data fees
  • Demo acc limitation

Review’s Keypoints

Country of regulation


Minimum deposit


Time to open an account

1 day

Trading fees class


Deposit with bank card


Number of base currencies supported


Products offered








Mutual Funds


Depositing with electronic wallet


Demo account provided



FXFlat offers competitive and transparent trading fees, including a €1.00 commission per contract per side on standard accounts and generally lower spreads and commissions compared to industry standards. However, its somewhat complex


  • Low trading fees
  • No inactivity fees


  • Complex fee structure
  • Currency conversion fee


Opening an account with FXFlat is straightforward, fully online, and designed to be user-friendly. You can start trading with a minimum deposit, making it accessible for a wide range of traders. The platform supports account opening for residents in multiple countries, ensuring broad accessibility and convenience for users worldwide. However, a downside is that FXFlat charges fees for accessing real-time market data, which could be an additional cost for active traders.


  • Flexible deposit options
  • No withdrawal fees
  • No deposit fees


  • Withdrawal process can take few days
  • Currency Conversion Fees
  • Limited based currency


FXFlat acts as an introducer to Interactive Brokers, with client assets held by IBKR and regulated by BaFin in Germany. Investor protection for Interactive Brokers’ clients is governed by its Germany-based entity. The broker provides negative balance protection for forex spot and CFD trading for retail clients from the EU. Professional and non-EU clients do not receive negative balance coverage. FXFlat is not required to publish financial information as it is not listed on a stock exchange​

Bottom Line

FXFlat is a versatile German broker ideal for both novice and experienced traders. It offers access to a broad array of financial instruments, including stocks, ETFs, forex, CFDs, and futures, supported by advanced trading tools and educational resources such as webinars, video tutorials, and a trading academy. Client assets are securely held by Interactive Brokers, and FXFlat operates under the regulation of BaFin. The broker provides negative balance protection for EU retail clients trading forex spot and CFDs, but this protection is not available for professional and non-EU clients.